The Bank of India (BOI) has officially released the Credit Officer Recruitment 2026 notification for 514 vacancies across multiple scales. Eligible candidates can apply online from 20 December 2025 to 05 January 2026 through the official website www.bankofindia.bank.in. This recruitment drive offers an excellent opportunity for graduates seeking a high-paying and stable career in the banking sector with salaries going up to ₹1.20 lakh per month.
The recruitment is being conducted for Credit Officer posts in MMGS-II, MMGS-III, and SMGS-IV scales, with selection based on an online examination and/or personal interview, depending on the number of applicants.
Bank of India Credit Officer Recruitment 2026 – Important Dates
- Notification Date: 01 November 2025
- Relevant Date for Age & Qualification: 01 November 2025
- Online Application Start Date: 20 December 2025
- Last Date to Apply Online: 05 January 2026
- Application Fee Payment: 20 December 2025 to 05 January 2026
- Online Exam Date: To be announced
BOI Credit Officer Recruitment 2026 Overview
| Particulars | Details |
| Organization | Bank of India (BOI) |
| Post Name | Credit Officer |
| Total Vacancies | 514 |
| Job Location | Across India |
| Pay Scale | ₹64,820 – ₹1,20,940 per month |
| Qualification | Graduate (Minimum 60% marks) |
| Age Limit | 25 to 40 years |
| Selection Process | Online Test / Interview |
| Official Website | www.bankofindia.bank.in |
BOI Credit Officer Vacancy Details 2026
The total 514 vacancies are distributed across different scales as notified by the Bank of India.
| Post | Vacancies |
| Credit Officer | 36 |
| Credit Officer | 60 |
| Credit Officer | 418 |
| Total | 514 |
ELIGIBILITY CRITERIA FOR BOI CREDIT OFFICER RECRUITMENT 2026
Educational Qualification
- Candidates must possess a Graduate degree from a recognized university with minimum 60% marks.
- SC/ST/OBC/PWD candidates are eligible for 5% relaxation, requiring minimum 55% marks.
Age Limit (as on 01 November 2025)
- Credit Officer MMGS-II: 25 to 35 years
- Credit Officer MMGS-III: 28 to 38 years
- Credit Officer SMGS-IV: 30 to 40 years
Age relaxation will be applicable as per government rules.
Salary Structure – BOI Credit Officer 2026
Selected candidates will receive attractive pay as per scale:
- MMGS-II: ₹64,820 – 2,340 (1) – 67,160 – 2,680 (10) – ₹93,960
- MMGS-III: ₹85,920 – 2,680 (5) – 99,320 – 2,980 (2) – ₹1,05,280
- SMGS-IV: ₹1,02,300 – 2,980 (4) – 1,14,220 – 3,360 (2) – ₹1,20,940
In addition, officers will receive DA, HRA, medical benefits, and other allowances as per BOI rules.
Application Fee – BOI Credit Officer Recruitment 2026
| Category | Fee |
| SC/ST/PWD | ₹175 (Intimation Charges Only) |
| General/Others | ₹850 (Application + Intimation Charges) |
Note: Application fee is inclusive of GST.
Selection Process
The selection of candidates will be based on:
- Online Written Test and/or
- Personal Interview
The final selection process will depend on the number of eligible applicants.
How to Apply for Bank of India Credit Officer Recruitment 2026
- Visit the official website www.bankofindia.bank.in
- Navigate to the Careers/Recruitment section
- Click on BOI Credit Officer Recruitment 2026 – Apply Online
- Register using valid details
- Fill the application form carefully
- Upload required documents
- Pay the application fee
- Submit and download the confirmation page
Quick Reference Summary
| Item | Details |
| Apply Online Dates | 20 Dec 2025 – 05 Jan 2026 |
| Total Vacancies | 514 |
| Salary Range | ₹64,820 – ₹1,20,940 |
| Age Limit | 25–40 Years |
| Selection Mode | Online Test / Interview |
| Website | bankofindia.bank.in |
Frequently Asked Questions (FAQs)
| What is the last date to apply for BOI Credit Officer Recruitment 2026? |
| 05 January 2026. |
| How many vacancies are available? |
| A total of 514 Credit Officer posts. |
| What is the minimum qualification required? |
| Graduate degree with minimum 60% marks (55% for reserved categories). |
| What is the age limit for Credit Officer posts? |
| Between 25 and 40 years, depending on the scale. |
| What is the application fee for General category? |
| ₹850 including GST. |
| Is there any relaxation for reserved category candidates? |
| Yes, 5% marks relaxation in qualification and age relaxation as per rules. |
| What is the selection process? |
| Online test and/or personal interview. |
The Bank of India Credit Officer Recruitment 2026 offers a prestigious banking career with excellent salary growth and long-term stability. Eligible candidates should ensure timely application between 20 December 2025 and 05 January 2026. Applicants are strongly advised to regularly visit the official Bank of India website for updates and to bookmark this page for future reference.
MORE INFO
| Notification | CLICK HERE |
| Apply | CLICK HERE |
