Applications have been invited for the Arivu Education Loan Scheme 2026 for students selected through the Karnataka Examination Authority (KEA) via CET and NEET. Eligible students pursuing professional courses such as MBBS, BDS, Engineering, Architecture, MBA, MCA, Pharmacy, Agriculture, and other approved programmes can apply under the scheme. The last date to submit the application form is May 30, 2026.
Key Highlights
- Scheme Name: Arivu Education Loan Scheme 2026
- Conducting Authority: Karnataka Minority Development Corporation
- Eligible Students: KEA CET/NEET selected candidates
- Courses Covered: MBBS, BE, BTech, BDS, MBA, MCA, Pharmacy and more
- Maximum Loan Amount: Up to Rs. 5,00,000
- Interest Rate: 2%
- Repayment Period: 48 months after one year of course completion
- Parent Annual Income Limit: Below Rs. 8,00,000
- Last Date to Apply: May 30, 2026
More Info
The Arivu Education Loan Scheme is a financial assistance programme launched to support minority students in Karnataka pursuing higher education in professional courses. Students selected through Karnataka Examination Authority (KEA) via CET or NEET can apply for educational loans at a low interest rate.
The scheme aims to reduce the financial burden on students and parents by providing affordable loans for tuition fees and academic expenses.
Students belonging to minority communities can benefit from this scheme if they satisfy the prescribed academic and income eligibility conditions.
Step by Step Process
- Visit the official Karnataka Minority Development Corporation website.
- Open the Arivu Education Loan Scheme section.
- Read the official notification carefully.
- Register using the required details.
- Fill in the online application form correctly.
- Upload all mandatory documents.
- Verify the entered information before submission.
- Submit the application form before May 30, 2026.
- Download and keep a copy of the submitted application for future reference.
ELIGIBILITY, LOAN AMOUNT AND PROGRAMME DETAILS
Medical Courses
Students selected through KEA via CET/NEET for MBBS, MD, and MS courses in Government or Private Colleges are eligible for a maximum educational loan of Rs. 5,00,000.
Dental and AYUSH Courses
- BDS and MDS students can receive up to Rs. 1,00,000.
- B-AYUSH and M-AYUSH students can receive up to Rs. 50,000.
Engineering and Architecture Courses
Students pursuing the following courses through KEA selection are eligible for up to Rs. 50,000:
- Bachelor of Architecture (B.Arch)
- Bachelor of Engineering (BE)
- Bachelor of Technology (B.Tech)
- M.Tech
- M.E.
- M.Arch
MBA, MCA and Law Courses
Students selected through KEA for MBA, MCA, and LLB courses are eligible for a maximum loan of Rs. 50,000.
Agriculture and Allied Courses
Students admitted to Government or Private Colleges through KEA for the following courses can receive up to Rs. 50,000:
- B.Sc Horticulture
- Agriculture
- Dairy Technology
- Forestry
- Veterinary Science
- Animal Science
- Food Technology
- Biotechnology
- Fisheries
- Sericulture
- Home/Community Science
- Food Nutrition and Dietetics
Pharmacy Courses
The following students are eligible for loans up to Rs. 50,000:
- B.Pharma
- M.Pharma
- Pharma.D
- D.Pharma
Income Limit
The annual income of the applicant’s parents from all sources should be below Rs. 8,00,000.
Academic Qualification
Minority students, except Christian students, must secure at least 60% marks in the qualifying examination to become eligible under the Arivu Educational Loan Scheme.
Repayment Details
- Interest Rate: 2%
- Repayment Duration: 48 months
- Repayment Starts: One year after course completion
Documents Required
Applicants must keep the following documents ready while applying:
- Caste/Minority Certificate issued by the competent authority
- Income Certificate issued by the competent authority
- Aadhaar Card copy as residential proof
- CET Admission Ticket
- NEET Admission Ticket
- SSLC/10th Standard Marks Card
- Diploma/PUC Marks Card
- Indemnity Bond
- Student Self Declaration
- Parent Self Declaration
What’s Next
After submitting the application form, candidates should regularly check the official portal for verification updates, document scrutiny, and loan approval status. Shortlisted students may be contacted for further verification or submission of additional documents.
Students are advised to complete the application process early to avoid last-minute technical issues before the deadline.
Quick Reference Summary
- Scheme: Arivu Education Loan Scheme 2026
- State: Karnataka
- Eligible Candidates: KEA CET/NEET selected students
- Loan Amount: Up to Rs. 5 lakh
- Interest Rate: 2%
- Income Limit: Below Rs. 8 lakh annually
- Application Mode: Online
- Last Date: May 30, 2026
- Official Website: Karnataka Minority Development Corporation
Frequently Asked Questions
| What is the last date to apply for Arivu Education Loan Scheme 2026? |
| The last date to submit the application for the Arivu Education Loan Scheme 2026 is May 30, 2026. Candidates should apply before the deadline to avoid rejection. |
| Who can apply for the Arivu Education Loan Scheme? |
| Students selected through Karnataka Examination Authority (KEA) via CET or NEET for approved professional courses in Government or Private Colleges can apply. |
| What is the maximum loan amount available for MBBS students? |
| MBBS, MD, and MS students are eligible for a maximum educational loan of Rs. 5,00,000 under the scheme. |
| What is the income limit for eligibility? |
| The annual income of the applicant’s parents from all sources should be below Rs. 8,00,000 to become eligible for the scheme. |
| What is the interest rate under the Arivu Educational Loan Scheme? |
| The loan is provided at a low interest rate of 2%, making it affordable for students from minority communities. |
| Which documents are required for application? |
| Applicants need caste/minority certificate, income certificate, Aadhaar card, CET/NEET ticket, marks cards, indemnity bond, and self declarations. |
| Is there any minimum marks requirement? |
| Yes. Minority students except Christian students must secure at least 60% marks in the qualifying examination. |
| When should students start repaying the loan? |
| Repayment begins one year after completion of the course, and the loan must be repaid within 48 months. |
The Arivu Education Loan Scheme 2026 is a major opportunity for minority students in Karnataka who are pursuing professional higher education through KEA CET and NEET admissions. With low interest rates, flexible repayment options, and financial support for multiple courses, the scheme can help deserving students continue their education without financial stress. Eligible candidates should complete the application process before May 30, 2026, and ensure all required documents are uploaded correctly, for more details and apply CLICK HERE
