In a major reform for property owners in Bengaluru, Deputy Chief Minister DK Shivakumar on Wednesday launched a new scheme allowing ‘B’ khata properties to be converted to ‘A’ khata by paying 5% of the property’s guidance value. The initiative, described as a “Deepavali gift” to Bengaluru residents, is expected to benefit more than 7.5 lakh property owners and generate over ₹10,000 crore in additional revenue for the state government.
The long-awaited B to A Khata conversion scheme aims to bring properties under the Bengaluru civic tax network, providing legal clarity and improving property documentation. The application window opens on November 1, 2025, and will remain open for 100 days.
Scheme Details: 5% Conversion Fee and Registration Process
Under the new guidelines, property owners holding ‘B’ khata certificates can obtain an ‘A’ khata — the document that establishes full property ownership and compliance with building regulations — by paying 5% of the property’s guidance value to the Bruhat Bengaluru Mahanagara Palike (BBMP).
In addition to the conversion fee, applicants must pay a registration fee of ₹500. Once registered, BBMP officials will visit the site to verify the property’s existence, location, and road access.
However, the scheme currently applies only to vacant plots and single-unit properties (those under single ownership). It does not extend to individual apartment flat owners or multi-storied residential complexes holding ‘B’ khata documentation.
How to Apply for A Khata Conversion
Citizens can apply for conversion in the following ways:
- Online through the official BBMP portal.
- At help desks set up in every BBMP zonal office (two in each corporation office).
- Through Bangalore One centres, which will assist applicants with form submissions and payments.
Applications will be accepted for 100 days starting November 1, and the entire process aims to be transparent and hassle-free.
Government’s Vision and Expected Impact
Calling the scheme a “historic decision,” DK Shivakumar said,
“Even if 30% of Bengaluru’s 7.5 lakh ‘B’ khata properties opt for this conversion, the government stands to earn nearly ₹10,000 crore in additional revenue. We expect the number of beneficiaries to go up to 15 lakh once the scheme stabilises.”
He clarified that this scheme does not regularise unauthorised constructions, but property owners with an ‘A’ khata will now have easier access to bank loans, plan approvals, and government services.
A senior BBMP official noted that funds collected from this initiative will be utilised to develop public parks, improve civic amenities, and upgrade infrastructure in underdeveloped areas.
“We have fixed the conversion fee at 5% of the guidance value — which is much lower than the 15% area relinquishment norms. This is a fair and attractive offer for property owners,” he added.
Public Response and Industry Opinions
While many property owners have welcomed the scheme as a pathway to legitimise their holdings, some stakeholders have expressed concerns about the high conversion cost.
A small-scale builder pointed out that while ‘A’ khata is crucial for plan sanction approvals, banks have already eased loan processes, reducing the immediate necessity for conversion. He added,
“For a 30×40 plot, the 5% conversion charge could mean paying several lakhs, which might discourage smaller property owners.”
Despite mixed reactions, experts agree that obtaining an ‘A’ khata increases property value, enhances transparency, and brings more areas under Bengaluru’s formal tax and planning framework.
The ‘B’ to ‘A’ Khata Conversion Scheme 2025, led by DK Shivakumar, marks a significant move toward streamlining Bengaluru’s property records and boosting civic revenue. While conversion costs may seem steep, the benefits of ownership legitimacy, improved documentation, and long-term value appreciation make this a strategically important initiative for property owners across the city.
