Arogya Bhagya Scheme was introduced by the State Government of Karnataka to provide free healthcare to the people of the State. Under this scheme, the beneficiaries can get medical service in both Government and private hospitals.
OVERLOOK ON AROGYA SCHEME
The main focus of this scheme is to provide healthcare for around 14 million households in the Karnataka. Around 1.4Crore families will take cashless treatment through this scheme. This scheme will include an average of 5 members per family. It covers both accidental and medical or surgical treatment. And it also includes medical services for minor operations or treatments.
BENEFITS OF THIS SCHEME
Under this scheme, beneficiaries can becategorized into two like Category A and Category B. People of Category A includes farmers, laborers of unorganized sector, deprived households, SC/ST people, and Government employees, members of cooperative societies, media persons and representatives. Category B will cover all those people who were excluded in Category A.
The people who are under Category A need not pay anything. But the people who belong to Category B have to pay Rs.300 per person if they are from rural areas and Rs.700 per person if they are from urban areas.
The beneficiaries who fall under Category A will avail cashless treatment whereas those who fall under Category B will get 30% reimbursement from the state Government.
ELIGIBILITY
The applicant should be an authorized resident of Karnataka. Any individual, who belongs to all age groups are eligible to apply for this scheme. This scheme does not suggest any income bar. Therefore, both the people who live below the poverty and above the poverty are eligible for this scheme.
DOCUMENTS REQUIRED
The following documents are necessary to apply for this scheme:
- Residential Proof
- ID proof
- Ration Card
- Aadhaar Card
- PDS Card
HOW TO APPLY IN PERSON FOR AROGYA (HEALTH) CARD?
The applicant must visit to the nearest primary health care center or private hospital where trained medical staff will do the enrollment process. The medical staff will provide you a digitized application, and you need to fill up with their supervision. The entire primary health care center and the private hospital will have Arogya Mitra for enrollment procedure.
Step 1: Kindly visit any primary health care center or private hospital.
Step 2: There medical staff will guide you to open yourdigitized applicant form on the official portal of the Arogya Karnataka Scheme.
Step 3: After filling the digitized application form along with the required documents the process will be completed successfully. The applicant can receive a unique ID card regarding his/her presence under the scheme.
OBJECTIVE OF THIS SCHEME
The main aim of this scheme is to extend ‘Universal Health Coverage’ to all citizensof Karnataka. The current ongoing health schemes like Vajpayee Arogyashree, Yeshaswini Scheme, Rajiv Arogya Bhagya Scheme, Rashtriya Swasthaya Bima Yojana (RSBY) including RSBY for senior citizens, Rashtriya Bala Swasthaya Karyakram (RBSK), Mukhyamantri Santwana Harish Scheme, Indira SurakshaYojane, Cochlear Implant Scheme and so on will all be united under this new Arogya Karnataka Scheme.
ArKID
The unique ArKID will be the PDS card Number with a separator (-) and a sequential number for each member of the family that approaches a PHI for service and seeks to get enrolled.
The UHC Card provided will include Applicant Photo, Name, Unique Scheme ID and Basic Details. An SMS alert will also be sent to the Enrolled Patient to his registered mobile number.
Once the Scheme card is generated then patient can access the treatment under the “Arogya Karnataka” scheme.
The beneficiaries neednot to carry theirAadhaar card or Food card from next time of visiting hospital for treatment. He will be serviced based on the Arogya Karnataka card.
PATIENT ENTITLEMENT UNDER THE SCHEME
The PDS card decides the entitlement of the patient and is authenticated via a web service, with the stored PDS details in the Food and Civil Service Database to determine whether the beneficiary belongs to “Eligible Category” or not, as per the norms defined under the National Food Security Act 2013.
Accordingly He will be categorized as ‘Eligible Patient”. If a beneficiary is not from the “Eligible category” as per the FSA or if the beneficiary does not have a PDS card, he or she will be automatically enrolled as a “General Patient”.
Once the E-KYC form is filled and the beneficiary categorization is completed, the beneficiary will become registered under the Scheme and will be given a unique scheme ID “ArKID”number.
The generated unique ID number printed on a card will be provided on a payment of Rs.10/- only for the first time to the successfully enrolled beneficiary. For reprinting the card on request of the enrolled beneficiary in case he has lost the card he will be given another card at a cost of Rs.20/- only.
